Observe the market, react to opportunities but stay alert to risks. Rich experience being humbled by Mr Market. Money matters with your head and heart.

Market Observer

AddV

After years of navigating financial markets, I humbly admit I have rich experience in losing money but managed to earn back enough to not be stressed out over money today.

Reminiscences on my experiences with FTX. Could have escaped 100% but ...

Reminiscences on my experiences with FTX. Could have escaped 100% but ...

In an earlier post, I wrote about how I made a stable income on FTX before the whole fraud unravelled. It is easy to learn the wrong lessons in investing because an investor can make money despite being very wrong. Customers of FTX who escaped with some profits should not

Ranking of financial markets in 2022. My observations

Ranking of financial markets in 2022. My observations

To help me track financial markets in a customized format to my liking, I developed websites(1, 2, 3, 4, 5) available for free on this blog. Here are the results for 2022. The ranking of the stock indices is adjusted to USD. An investor can make good gains but

Reminiscences and reflections on my experience with FTX. Why I liked the platform until it collapsed

Reminiscences and reflections on my experience with FTX. Why I liked the platform until it collapsed

FTX has been exposed as a fraud and is now bankrupt. I have lost my funds on FTX, although I withdrew most of it before the collapse. I owe it to myself to reflect deeply on this event. I also owe it to my readers because I wrote 2 positive

Market timing has been a good risk-management strategy for me in the 2022 bear market. Pros and cons of this approach

Market timing has been a good risk-management strategy for me in the 2022 bear market. Pros and cons of this approach

When I talk to financial advisors and fund managers, a common advice they give is "Do not time the market" or "Market timing does not work". They have a financial incentive to persuade their clients that market timing is bad. Buy-side financial advisors/asset managers earn their fees based on

Watch how this pump-and-dump stock was dumped. My own experience with scammers. Tips on avoiding being scammed

Watch how this pump-and-dump stock was dumped. My own experience with scammers. Tips on avoiding being scammed

Recently, I received a telegram message about someone losing USD40,000 in a pump-and-dump stock scam. He was not the only victim. I opened up the daily price chart of 2195.HK (Unity Enterprise) to study this pump-and-dump scam in action. The pump in 2195.HK started around the middle

Exited U.S stocks in time to avoid deep losses. A bad year but saved by USD.

Exited U.S stocks in time to avoid deep losses. A bad year but saved by USD.

This has not been a good year for my stock portfolio. This year had been characterized by bear market rallies which whipsawed my stock portfolio (more on that later). It is a year to be remembered for risk management and survival through decisive exits. About 4 months ago in June

I put my idle cash funds in Moomoo Cash Plus to fight inflation while waiting for investment opportunities. Moomoo Cash Plus review.

I put my idle cash funds in Moomoo Cash Plus to fight inflation while waiting for investment opportunities. Moomoo Cash Plus review.

This is a money question that constantly bites us. How should we better handle idle money? What are the choices available? If you are not an investor, keep it in bank deposits for safety. If you want higher gain as an investor, taking on higher-risk investments is unavoidable. Unfortunately, that